A smarter physical card, powered by a digital wallet

Tap, swipe or withdraw - wherever you go. The Curve Pay card brings the power of your entire wallet into one sleek piece of plastic. Spend at home or abroad, withdraw cash fee-free, and stay protected by Curve Pay’s powerful security features.

Benefits - Physical Card

Fee-free ATM withdrawals abroad

Need cash abroad? Withdraw fee-free with Curve Pay — up to your plan’s limit. No hidden FX fees, just local spending made easy.

Foreign ATM - Free withdrawals

Full wallet backup - even offline

Battery dead? No signal? Curve Pay still works. Pay online or offline — the app syncs when you’re back.

Your money backed up

All your cards in one powerful card

Link your cards to Curve Pay and use just one to pay. Personal, business, or rewards — switch in the app with a tap. One card, total control.

All your cards in one powerful card

Smarter spending on the go

With Go Back in Time®, Smart Rules, and Anti-Embarrassment Mode, Curve Pay gives you the smarts traditional cards lack — plus built-in security, insights, and instant alerts.

Smarter spending on the go

Frequently asked questions

Where can I use my Curve Pay card?

Online, in store, and at ATMs worldwide.

Can I use it for ATM withdrawals abroad?

Yes. With a premium Curve Pay plan, you can withdraw cash from foreign ATMs without hidden FX fees, up to your monthly allowance. You’ll also earn cashback on international spend

What happens if I lose my card?

You can freeze your Curve Pay card instantly in the app. You’re always in control.

Do I need my phone to use the Curve Pay card?

No. Your Curve Pay physical card works even when your phone is out of battery or offline. It syncs once you're reconnected.

Can I still access digital features with a physical card?

Yes. Every Curve Pay card works hand-in-hand with the app. You’ll still get Smart Rules, Go Back in Time®, instant notifications, and spending insights.

Terms and limits apply

The only wallet that
saves you money.

Curve Pay brings all your cards together in one secure
wallet - so you can save more with every payment.
Switch cards after you pay, skip hidden FX fees, and
stack rewards effortlessly. Regulated across the UK and
EEA and built for people who expect more from their wallet.