Purchasing a new TV is always exciting, whether you’re upgrading to a larger screen, switching to 4K, or investing in the latest smart technology. Services like Buy Now Pay Later let you split the cost of buying a new TV, which can make it easier to afford the model you want right away.
With Buy Now Pay Later (often shortened to BNPL), you can split the cost of your TV into manageable chunks, making it easier to upgrade your entertainment setup in a way that sits comfortably within your budget.
If you’re new to Buy Now Pay Later services for purchasing a TV, we’re here to guide you through some of the best options for splitting the cost of a TV, and how they work.
What is Buy Now Pay Later (BNPL) TV?
Buy Now Pay Later TV is a payment option that allows you to purchase a TV and pay for it over time, instead of paying the full price upfront. BNPL services break your purchase into smaller, manageable payments, often with little or no interest. This can make it easier for shoppers to afford higher-end TVs and get the model they want without having to pay the full cost at once.
Whether you're eyeing a budget-friendly TV or a premium smart TV with all the bells and whistles, BNPL providers offer a flexible way to spread the cost. Let’s take a look at some popular Buy Now Pay Later TV services that allow you to split the cost of your TV purchase.
1. Curve Flex
One of the most flexible Buy Now Pay Later services for splitting the cost of a TV is Curve Flex. Available through the Curve app, Curve Flex lets you spread your TV payments over up to 24 months – longer than many other BNPL plans. This extended repayment period is ideal if you're purchasing a higher-end model or prefer smaller monthly payments.
How It Works:
-
Download the Curve app and sign up for Curve Flex.
-
Link your existing credit and debit cards to the app.
-
Split the cost of your TV over 3, 6, 12, or even 24 months, depending on your chosen plan.
Why Choose Curve Flex?
-
Longer repayment terms: With up to 24 months to repay, Curve Flex offers one of the longest Buy Now Pay Later terms on this list, allowing you to manage larger TV purchases with more comfort.
-
Flexible payment options: Choose from 3, 6, 12, or 24-month payment plans to suit your budget.
-
No new credit card needed: Curve Flex integrates with your existing credit or debit cards, so you don’t need to open a new account.
-
All-in-one app management: The Curve app makes it easy to track and manage your payments in one place.
2. Klarna
Klarna is another well-known BNPL provider that allows you to split the cost of your TV into manageable payments. Klarna also offers flexible financing options, allowing you to pay in 4 interest-free installments or extend the payment period over 6 to 24 months with interest.
How It Works:
-
Choose your TV from participating retailers.
-
Select Klarna as your payment option at checkout.
-
Choose between 4 interest-free installments or longer-term financing options.
3. PayPal Credit
If you’re shopping for your TV online and the retailer accepts PayPal, you can use PayPal Credit to split the cost of your TV purchase into Buy Now Pay Later installments. PayPal Credit sometimes offers promotional interest-free periods, such as 6 months, which can be an attractive option for those purchasing higher-priced models.
How It Works:
-
Choose PayPal Credit as your payment method at checkout.
-
Pay off your balance within the interest-free period (typically 6 months) to avoid interest charges.
-
If you need more time, pay in monthly installments after the interest-free period ends.
4. Afterpay / Clearpay
Afterpay, known in the UK as Clearpay, allows you to split your TV payments into four equal installments, due every two weeks. This can make it easier to purchase a new TV and pay off the balance over time, without worrying about high-interest rates.
How It Works:
-
Select Afterpay / Clearpay as your payment method at checkout.
-
Split your TV purchase into 4 equal payments, due every two weeks.
-
Pay off your TV purchase without interest, as long as you stick to the schedule.
Splitting the cost of a TV with Buy Now Pay Later
If you’re looking to buy a new TV but the upfront cost is holding you back from the setup you want, then Buy Now Pay Later TV services can offer a convenient way to split the cost into manageable payments. Whether you’re using Curve Flex, Klarna, Afterpay or another provider, BNPL services make it easier to get the TV you want without putting a strain on your budget.
